Sideen isugu diiwaangeliyaa warbixinta deynta (credit reporting)?
Credit Reporting waa adeeg ikhtiyaari ah oo lacag lagu bixiyo. Wuxuu lacag-bixinnada kirada ee waqtigooda la bixiyay u sheegaa saddexda xafiis ee waaweyn ee deynta (credit bureaus): Equifax, TransUnion, iyo Experian. Tani waxay kaa caawin kartaa inaad dhisto taariikhdaada deynta (credit history).
Dhismayaasha qaarkood waxay deggeneyaasha si toos ah u diiwaangeliyaan. Haddii aad hore u diiwaangashan tahay, bogga Credit Reporting wuxuu muujinayaa qorshahaaga, mana u baahnid inaad isdiiwaangeliso.
Credit Reporting wuxuu leeyahay khidmad bille ah. Waxaad ka bixi kartaa wakhti kasta. Eeg Sideen u joojiyaa warbixinta deynta?
Waxaa jira laba qorshe. Qiimaha qorshe kasta waxaa lagu muujiyaa shaashadda kahor intaadan isdiiwaangelin.
| Astaan | Basic | Premium |
|---|---|---|
| Wuxuu kirada waqtigeeda la bixiyay u sheegaa Equifax, TransUnion, iyo Experian | Haa | Haa |
| La socodka dhibcaha deynta (credit score) | Maya | Haa |
| Wuxuu soo sheegaa ilaa 24 bilood oo lacag-bixinno kiro ah oo hore | Maya | Haa |
| Ka ilaalinta xatooyada aqoonsiga (ilaa $1 million) | Maya | Haa |
| Abaalmarinno dheeraad ah oo laga helo shirkadaha ka qaybqaata | Maya | Haa |
| Piñata Points lacag-bixin kasta oo kiro ah oo guulaysata | 10 bishii | 60 bishii |
-
Tallaabada 1. Fur Credit Reporting
Dooro Credit Reporting ee ku jira liiska dhinaca bidix.
-
Tallaabada 2. Dooro qorshe
Si aad u doorato Premium, dooro Get Started. Si aad u doorato Basic, dooro xiriirka Basic Credit Reporting option ee ka hooseeya badhanka Get Started.
-
Tallaabada 3. Hubi macluumaadka heshiiska kirada
Hubi in taariikhaha heshiiska kirada, magacaaga, taariikhda dhalashada, qadarka kirada, cinwaanka, unugga (unit), magaalada, gobolka (state), iyo ZIP code-ku ay sax yihiin. Kadib dooro Continue. Si aad isu diiwaangeliso, heshiiska kiradaadu waa inuu haystaa ugu yaraan 3 bilood (90 maalmood) oo haray.
Muhiim: Haddii wax macluumaad ahi khaldan yihiin, jooji. La xiriir Kooxda Maamulka Guriga si ay u saxaan kahor intaadan isdiiwaangelin.
-
Tallaabada 4. Dooro sida aad qorshaha u bixinayso
Waxa laga yaabaa inaad aragto laba doorasho:
- One-Time Payment: hal lacag-bixin oo daboolaysa inta ka hartay heshiiska kiradaada.
- Monthly Subscription: lacag lagu dalaco bil kasta.
Hubi qiimaha la muujiyay, dooro mid, oo dooro Continue.
-
Tallaabada 5. Dooro hab lacag-bixin
Qaybta Pay with, dooro kaar kaydsan, ama dooro Add Card si aad u geliso mid cusub. Haddii aad kaar ku darto, dooro Save Payment Method marka aad dhammayso.
-
Tallaabada 6. Dib u eeg oo xaqiiji
Hubi qorshaha, lacagta, taariikhda lacag-qaadashada koowaad, iyo habka lacag-bixintaada. Akhri Terms & Conditions. Dooro sanduuqa calaamadeynta, kadib dooro Confirm Enrollment & Pay. Haddii daaqad kama dambays ah soo baxdo, hubi faahfaahinta oo xaqiiji.
-
Tallaabada 7. Arag xaqiijintaada
Bogga Credit Reporting hadda wuxuu muujinayaa qorshahaaga iyo goorta warbixintu bilaabanayso. Waxay qaadan kartaa qiyaastii 30 ilaa 60 maalmood inay lacag-bixinnada kiradaadu ka muuqdaan warbixinta deyntaada (credit report).
Waa intaas. Waad dhammeysay.