Maxaa lacag la iiga qaaday Credit Reporting, ma dib ma loo celin karaa?
Haddii lacag lagaa qaaday warbixinta kirada, waxaa lagu diiwaangeliyay adeegga mana aadan ka bixin ka hor wareegga kirada ee xiga. Marka lacag-bixintaada kirada loo gudbiyo xafiisyada deynta (credit bureaus), ma celin karno khidmadda muddadaas warbixinta. Si kastaba ha ahaatee, waxaad ka bixi kartaa wakhti kasta si aad u joojiso warbixinta mustaqbalka oo aad uga badbaaddo kharashyada bilaha soo socda.