How can we help you?

How do I stop credit reporting?

3 steps · Last updated October 2026

Cancel the credit reporting service.

  1. Step 1. Open Credit Reporting

    Select Credit Reporting in the menu on the left.

  2. Step 2. Choose Manage your membership

    Select Opt Out Credit Reporting. Review the information, then select opt out anyway.

  3. Step 3. Confirm

    Select OK. Write down the date you opted out for your records.

    Before you opt out: Opting out stops future reporting. It may not remove information that was already sent to the credit bureaus. If you opt out, you must wait six months before you can enroll again. See the Credit Reporting Terms and Conditions for details.

That’s it. You’re done.

← Back to Credit Reporting

Browse help topics